All productsSalary advance

A little room.
A lot of relief.

Life doesn't always wait for payday. Explore a salary advance through your participating employer, with clear terms and repayment through payroll.

For employees of participating organisations.
Subject to eligibility and review.
Illustrative Kenyan professional using his phone in a Nairobi caféBuilt around your employer
For the moments in betweenLife keeps moving. So can you.
TodayPayday
A connection you already haveYour participating employer
A clear reviewEligibility, amount and terms
A defined repayment routeThrough your agreed payroll

Your next step,
made clearer.

From the relationship behind you to the repayment ahead, each step has a purpose.

1

Start with your employer

Your organisation participates in Sumpay and establishes the payroll repayment arrangement.

2

Know your options

Your request is reviewed. Your eligibility, available amount, fees and repayment terms are confirmed before you proceed.

3

Move forward

Once approved, receive the advance and repay through the agreed payroll deduction.

Clarity before
commitment.

An advance should make your next step easier to understand. Before accepting, know what you can access, what it costs and when it will be repaid.

  • A participating employerYour employer needs an established arrangement with Sumpay.
  • Verified employment and eligibilityYour request and the relationship behind it are reviewed.
  • Terms you can reviewCheck the amount, applicable fees and payroll deduction before proceeding.
  • A clear repayment dateUnderstand the agreed deduction and what remains from your salary.
For employees

A bit more space
before payday.

Find out whether your employer participates and how to begin a salary advance request.

Ask about your access
For employers

Support the people
behind your business.

Explore an employer partnership, how requests are reviewed and how the payroll arrangement works.

Explore an employer partnership
Your next move. Within reach.

Sumpay, wherever life takes you.

Choose your platform for app availability. Our team can help you explore access today.